| REFUND and CANCELLATION POLICY |
| A refund can be issued if ALL of your found lending sources decline your application or have declined your application in the last six months. Choosing not to apply to any viable source means NO refund. There was no loan amount guarantees so no refund is issued if you do not like your approved amount. If you can't or don't want to follow this policy, please simply do not ask for refund! IF YOUR CREDIT SCORE IS/WAS BELOW 575, YOU DO NOT QUALIFY FOR A REFUND. AS STATED BEFORE YOU PAID, APPLYING TO OUR SERVICE WITH A SCORE BELOW 575 REQUIRES YOU TO APPLY WITH A COSIGNER WITH GOOD CREDIT TO ANY LENDER. IF YOU CAN PROVE YOU APPLIED WITH A COSIGNER WITH GOOD CREDIT AND STILL WERE DENIED BY AT LEAST 5 SOURCES, THEN YOU CAN GET A REFUND. STEPS TO FOLLOW: 1. Gather up all your decline notices from each lender. They will mail you notices within 30 days if you forgot to print them off the screen or print the email. IF you place an ad with prosper and you get no bids, then forward us a copy of the statement showing no bids over the 7 day period. You must be able to place an ad with prosper and show evidence of non-funding. 2. IF you live in a state where the lender doesn't service, you don't need a notice from them. 3. If you applied to the same lender in the past 6 months and don't still have a copy of the decline notice, you will need contact that lender and get a copy. Once you have gathered up all your official decline notices, email us for our current mailing address stating that you are submitting a refund request. We need ALL decline notices. Then a refund will be issued within 15 days of receipt of proper paperwork. Failure to follow this policy will result in NO refund. You will NOT be contacted if you fail to follow the proper procedure. -------------------------------------------------------------------------- |
| There are NO cancelations for ANY reason once payment has been made. Once payment is made, you are immediately given access to the results, therefore a cancelation is not valid. This policy is strictly enforced. Refunds are only issued if the policy is followed. |
| Cancelation Policy |